Perspective : Health of India's Banking System | 04 February, 2023

Sansad TV
In this episode of the Perspective Prog. Based on ‘Health of India’s Banking System’. The Indian banking sector remains resilient and stable. Various parameters relating to capital adequacy, asset quality, liquidity, provision coverage and profitability are healthy. That’s the statement from the Reserve Bank of India amid heightened concerns about the exposures of banks to a business conglomerate. Allaying fears of systemic risks, the central bank has said – As the regulator and supervisor, the RBI maintains a constant vigil on the banking sector and on individual banks with a view to maintain financial stability. Banks are also in compliance with the Large Exposure Framework (LEF) guidelines issued by the RBI. The statement from the RBI was a reiteration of what Finance Minister Nirmala Sitharaman said on the issue. She, too, had asserted that the Indian banking system remains healthy. Having gone through the twin balance sheet problems, the system is at a comfortable level. NPAs are coming down, recovery is happening and the position is very sound. That was the precise statement made by the Finance Minister. In Perspective today, we will analyse with experts the factors contributing towards a resilient and stable banking system. We’ll also try and understand concerns about the vulnerability of banks to frauds and scams?. Joining me are distinguished experts who understand the system and can help explain all aspects related to the current health of the banking system in India.

Anchor:- Teena Jha
Producer:- Sagheer Ahmad
Guest Coordinator:- Anshuman, Vishwa Pratap Singh

Guests:
1. A.K. Mattoo, Banker & Former GM, RBI
2. Deepshikha Sikarwar, Senior Editor, The Economic Times
3. Dr. Charan Singh, Former Chairman, Punjab & Sind Bank

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